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Pronunciation Guide
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much broader and more complicated and I we could wax eloquent on that for a while uh the bigger issue I'd say though is when you look at what happened in
0405 and 06 most of these loans that were being made uh were not uh they weren't the kind of
loans that were originated uh that were originated as part of a fanny and Freddy program uh none of them were originated as part of a HUD program because we
Listen to native speakers pronounce “040” in real conversational contexts with synchronized timestamps and subtitles.