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And that’s the conflict that we see happening over and over again. So as a result there’s a lot of marketed myths and one of those myths is that if you go to somebody they’re going to beat
the market. You talk to Warren Buffet he’ll tell you it’s not going to happen. Ray Dalio, it’s not going to happen. David Swenson who’s the head of Yale’s funds took them from one billion to
24 billion in two decades says it’s not going to happen. Nobody beats the market long term like I just told you – 96 percent of mutual funds don’t do it over a ten year period of time. So – and
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