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to the microcredit. But we did not find that these things solved poverty by any means.
Now, the pendulum has swung and it's a frustrating thing to see as a researcher when your research gets overinterpreted the wrong way, and then people are saying that "Oh, microcredit's
bad." The results that we're finding is that microcredit does have some benefits, but it's really pointing out very, very poignantly that we need to think about opportunity costs.
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