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principles of integrity and transparency we could have a more complicated discussion of externalities and how you get to systemic RI risk but there was
that ideological backdrop there were also individual malifa who committed outright fraud you have Bernie made off at one extreme you have people who were
marketing mortgages that they knew were not real in the sense that the the borrower could not repay you had people who were putting AAA ratings on debt
Listen to native speakers pronounce “malifa” in real conversational contexts with synchronized timestamps and subtitles.