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So then people talk about assurance costs. Here there are two parts to it, one is the sort of we have buzzword for it,
it's call Myers and Majluf, it's an insurance cost about the sigma associated with issuing equity or withholding dividends and yes, but that is not a reason to not move from
the level of capital that we have now to another level. That is more of a transition thing, but once you are there, any
Listen to native speakers pronounce “majluf” in real conversational contexts with synchronized timestamps and subtitles.