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it's about 1/3 of lending and the rest of it is what's called a shadow banking system which is what you're referring to these are non-bank conduits for getting
credit to consumers homebuyers factories private equity hedge funds and it
happens through many different kinds of vehicles the most important of which in terms of volume was securitization which allowed banks to originate loans but not
Listen to native speakers pronounce “homebuyer” as a verb in real conversational contexts with synchronized timestamps and subtitles.