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today? And so for example, um if you're if you're building an option model, you're saying what will volatility be in the future? And given my estimate of
volatility in the future, I can value an option today. If you're looking at CDOS's, which sort of came acropper in the big um financial crisis, essentially
human beings are saying what will housing prices do in the future? What will defaults on loans be and defaults on mortgages be? And given my imagined
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