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4 to 6% or 3 to 7% translate into in a Basel 3 framework um and the idea the
reason the basis for this is as I noted if bosel 3 risk weats are increasing if the risk weighted assets under bosel 3 are increasing then if you just went for
the bosel one standard you would be increasing Capital by more than you otherwise would have intended um that's balanced by the recognition that exactly
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