How to pronounce“ratees”in English

try to pay off the small loans but that's not the right strategy the right strategy of course to pay the loan with the highest interest rate people makethis mistake and it cost them lots and lots of money it's a very expensive mistake because interest ratees accumulates and become very veryexpensive very quickly we also found in our experiments that too many people these days when they have cash they keep too much cash in reserve and it actually