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Listen to native speakers pronounce “sheila bair” in real conversational contexts with synchronized timestamps and subtitles.
This regulation, by the way-- Basel II-- was not implemented in the US except, guess what, for the investment banks, the same investment banks that got into the most trouble.It was the deposit institution because Sheila Bair, who was the head of the FDIC, didn't like those risk weights.They basically kept them from manipulating these risk weights and playing with the models of these risk weights to get the equity as low as they could get away with.