How to pronounce “financial organization” in English

As the housing crisis happened, those bonds that made up those instruments fell from AAA to B to C.At that time, that meant that if you were a heavily leveraged financial organization-- a Bear Sterns, for example-- and you were using these things as pledges and as repocollateral, as they fell in value, you had to use more and more of them to borrow the same amount of money.