How to pronounce “discretionary income” in English

PAYE lowers it to 10% of discretionary income.

And it's also 20% of discretionary income-- and there's a formula-- or you could pay less than that based on a different formula,

That's not mortgage that's discretionary income.

But essentially, what these plans do is they take your discretionary income, which is the money you have left over at the end of a month,

So IBR, for example-- it's 10% to 15% of your discretionary income.

Revised Pay As You Earn, or REPAYE-- it's 10% of discretionary income.

Some of the fastest growing areas, geographic areas around gaming, are Africa and the Middle East, as consumers have more discretionary income, as they

Most them, as you'll see, have between 10% and 15% of discretionary income each month.

By the end of these six months, if you do this with two, you've got $500, $600, $700 in extra, discretionary income.