How to pronounce “depositor” in English

And they had 50% of the investment of the bank funded by equity and 50% by deposits.So depositors needed the bank owners to be there or they wouldn't trust the bank.Then as banks became corporations with limited liability, meaning the owners of the upside or the share can walk away.

outside the bank to get their money out.It was wholesale depositors.That is, financial institutions.

And not just any money.They promise to depositors that they can get their money anytime.They promise overnight creditors that they can get their money tomorrow.

It's, in fact, close to the legal limit, which is 8%, a year before the bank collapsed.insurance amount to the foreign depositors.

And that was the run on the banking system that reached its peak in New York in that period.So you mentioned the normal day-to-day depositors, the you and I. Do you think that the public's anger is justified at bankers, and the bankingindustry in general? Well, I don't think we should go into this with blaming people.

These are easy. You'll get a test.A lot of baking is pretty automated with depositors as they go along a conveyor belt--

It's, in fact, close to the legal limit, which is 8%, a year before the bank collapsed.Also, the depositors in the UK and the Netherlands

out millions of them. They take very select samples from select areas. And then, the biology starts. And the guy on the right -- he's the the Survivor champion. And heis also the curator of the biggest DNA depository for critters on the planet up at UAF. So his pedigree for knowing this stuff is amazing. And it's a lot they learnfrom these guys. But it's only so much. They need to be able to sit there and find out what I do best -- that

And the idea went this way.And In fact, there's a library depository 20 miles away.

They grew and as you put in, central banks would give them support against collateral.And you put deposit insurance in place, so depositors didn't worry about anything anymore.

About 10 to 15 years ago, I read this book by Frank Partnoy, it's called "Fiasco," which talks about derivatives.the shareholders the borrowers, the depositors, aren't going to be as vigilant as they need to do.

It's, in fact, close to the legal limit, which is 8%, a year before the bank collapsed.And how were they ever able to attract all these 300,000 depositors in the UK in less than six months?

And just doing this kind of food, it's easy, accessible.And now, some of the charities that we work with is Greater Food Depository.

In other words, instead of waiting until a crisis and then throwing money at the banking system, what we do is to say, if there's a crisis, we will lend you money,and you have to be in a position that you can borrow from us enough to pay off all the depositors.That will end the alchemy.

And the banks have to pre-position, they have to bring collateral to the central bank, sufficient assets that they will have enough guaranteed creditline with the bank that they will always be in a position that they can pay off the depositors.Then everyone would know that there's no point in starting a bank run, because the bank would always be able to go to the central bank

It's, in fact, close to the legal limit, which is 8%, a year before the bank collapsed.And basically the Deposit Insurance Fund was underfunded, so the British depositors acknowledged

of what public means should be that public means um government documents are posted online uh public should no longermean that documents are kept in a binder in a basement or um you think about it the federal depository Library programis sort of like the internet of the 40s and 50s and everything before the internet was there and so we government

incredibly generous and anxious to contribute. So, umm, and there's also an organization called "First Book" which is a great nonprofit that, uh -- with aliteracy outreach mission that has, uh, central depositories of books that they collect from publishers 'cause they identified that one of the key contributionsto illiteracy in this country is actually just access to books. It's hard to imagine that when you live in a city but I guess in rural areas it's just, you

then they may be tempted to run.And what happened in New York in September, October 2008, it wasn't that ordinary people, ordinary depositors queued upoutside the bank to get their money out.

Harm to others in this case.So even to the banks themselves, when you look at their entire set of investors, including depositors.But they can't commitment not to doing it, because it's too tempting to do.

They grew and as you put in, central banks would give them support against collateral.But banks are able to get people to lend to them, for example, depositors.

But we could have used the ordinary rules of capitalism; ordinary rules of capitalism say if a firm can’t pay what it owes it goes, the bond owners become the new shareholders.The shareholders get wiped out. And in the case of a bank, if the bond owners don’t have enough then the government puts in money to pay the depositors and the government thenowns it until it sells it. Okay? That’s the way it’s done all the time, we did it in Continental Illinois, we do it all the time. But what we did in this crisis, the