How to pronounce “charley” in English

I've never known anyone who can time the market.Charley? I don't believe in legacy.

Actually, that term microbrewery came from a guy who was working for Charlie Papazian.And Charley Papazian is the founder of the Great American Beer Festival and "Zymurgy" magazine-- how many of youare home brewers, by the way?

And they're basically-- the ones that Vanguard has are index funds.And Charley and I, for a long period of time, sat next to each other on the Vanguard board.And I think one of the reasons that we got to really like each other is that-- Oh, it's agreed.

regularly over time, no matter what is happening, and don't worry if the stock market goes down.There's probably one of these professionals that Charley's talking about, and maybe the best investorthat we've got in the country, is Warren Buffett.

I've never known anyone who can time the market.Oh, Charley, we're getting a return.

I've never known anyone who can time the market.No, Charley. I'm sorry, but you don't.

I've never known anyone who can time the market.Let me just put a footnote on this, Charley, because I've just done some work on 401 plans.

I've never known anyone who can time the market.If you do index instead of-- Won't argue with you at all, Charley.