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Listen to native speakers pronounce “c.d.s.” in real conversational contexts with synchronized timestamps and subtitles.
Initialism of credit default swap.
“The cost of that funding is partially influenced by the price of an instrument known as a credit default swap — essentially, a form of insurance that one party buys to protect against the possibility that another party will default. The higher the risk of default, the higher the price of the C.D.S., and the higher the cost of funding.”
Initialism of child-directed speech, a simplified form of speech used by adults when talking to infants.