How to pronounce “borrowers” in English

Some borrowers defaulted.

But the borrowers by age-- just to show you, the largest contingency is the less than 30 years old followed by 30 to 39 and then the 40 to 49 category.

to half a million borrowers.

the shareholders the borrowers, the depositors, aren't going to be as vigilant as they need to do.

We have 80 borrowers in Kenya, itís a pilot called Kiva Zip.

So only about 6% of borrowers owe more than $100,000 in student loan debt.

So about a quarter of all borrowers, 11 to 12 million, are borrowing graduate school debt.

About a quarter of all borrowers don't even have a bachelor's degree, meaning they didn't finish school.

And we worked with all these borrowers that we have who actually own stores.

So they're both the lenders and borrowers at the same time.

And no industry and no borrowers in the economy without any regulation has as little equity

we found out that the borrowers were, to a large extent, the owners of the banks.

scale these are the subprime borrowers these are people that have a history of not paying their debts and that lenders really don't want to borrow to those or

but subprime loans are loans to uh borrowers who normally wouldn't qualify for a loan because of

more institutions that lend to subprime borrowers uh and uh they have been

As I mentioned, borrowers who owe the most student loan debt are not the ones who default.

Having borrowers on the board itself is an unusual move for a bank.

that when we introduced mobile money for our microfinance borrowers to pay their loans on time,

And so to be able to talk to borrowers about this global community of supporters, I mean, almost all over the planet.

When you look at the number of countries where borrowers and lenders are, it's all over.

shoulders of the banks onto the shoulders of the borrowers themselves.

attracted a fairly um you know low uh quality level among borrowers and and

wanted to see who were some of these borrowers.

just was 114th of its size today half a million borrowers and I was once telling the story at actually at Google and

can charge more fees and a higher interest rate to these borrowers then I can make bonds that have a higher yield

You choose the level of risk you take because you choose the borrowers.

And similarly, only 2% of borrowers owe more than $200,000.

On a positive note, 30% of borrowers graduate with no student loan debt.

So within these four branches in California, there are 17,000 borrowers.

Globally today, we have over 300 million borrowers, mostly women, all over the world.

The lenders, are they people from the same social circles as the borrowers?

So imagine that 10 people in the lending circle are both the lenders and the borrowers.

And everything that the banks do is distorted by being so incredibly indebted, because heavily indebted borrowers are just not making good decisions usually.

Then you wonder, what type of collateral are these borrowers putting forward?

It formed women into groups of borrowers, say five people in a group.

classified you've got and all it's all based on FICO score at the top you've got your Prime borrowers these are the

within the banking industry, the industry was lending subprime borrowers in the United States -- low-income families.

of money with snapping our fingers uh they said Alex we're struggling along we're reaching about 46,000 borrowers

So just to get a lay of the land, there is about $1.6 trillion of student loan debt in this country spread across 45 million borrowers.

Hopefully, it won't. But for-profit institutions today, for-profit colleges, 40% of borrowers in a two-year for-profit education program

In fact, Grameen America, in my understanding, has already loaned out over $700 million of loans and to thousands and thousands of borrowers

And these women, totally about 100,000, nearly 100,000 borrowers right now.

Next 10 years, if you continue, with just mere doubling of the number of branches from 20 to 40, it will mean half a million borrowers from 100,000

Today, Grameen Bank, within Bangladesh, has over 9 million borrowers.

Say JP Morgan Chase defines, in their assets, the IOUs of all their borrowers, their loans, as part of their assets,

as it exist today I think the loss ratios are too high there's not a real alignment of interest between the lenders and the borrowers I think it's

likelihood interest rates are going to rise in the future all right so now let's uh take a look at how the types of borrowers are

And it was after that period -- with a great deal of political controversy and tension between farmers and industrialists, urban and rural interests, lenders and borrowers