---
title: "How to pronounce \"prepays\" in English | SayItVid"
description: "Learn how to say \"prepays\" correctly. Watch real-life video examples and master your English pronunciation with SayItVid."
image: "https://img.youtube.com/vi/rH-0KBgQk2E/hqdefault.jpg"
url: "https://sayitvid.com/pronounce/prepays"
---


# How to pronounce "prepays" in English

## Pronunciation & Phonetics

- **IPA**: `/prɛpæɪs/`
- **Syllable Breakdown**: **pre·pays**

## Real-Life Native Speaker Examples (6 Video Clips)

Listen to native speakers pronounce "prepays" in real conversation:

### Example 1
*Accent: US*
> "payment. I'm making 100 more. If the guy never prepays it's now worth 114, and if the guy does prepay optimally, well, you still haven't gotten it high enough."
- **Watch at 68:54**: [YouTube](https://www.youtube.com/watch?v=rH-0KBgQk2E&t=4134s)

### Example 2
*Accent: US*
> "with inflation is make sure we' had structural Securities that didn't do that one of the big Nemesis out there now is the mortgage market and I'll I'll allude to why that matters in prepays we have the average mortgage rate in this country is still at 6% a lot of people are holding High coupon mortgage Securities these dollar prices may be 110 112 cents on the dollar these can be redeemed immediately if homeowners were able to refinance therein lies The"
- **Watch at 6:18**: [YouTube](https://www.youtube.com/watch?v=c9sIxliz8mA&t=378s)

### Example 3
*Accent: US*
> "together. The market thinks mortgage never prepays."
- **Watch at 33:22**: [YouTube](https://www.youtube.com/watch?v=gXrCrXuU2_g&t=2002s)

### Example 4
*Accent: US*
> "Look at this. If the guy never prepays it's worth 120."
- **Watch at 69:23**: [YouTube](https://www.youtube.com/watch?v=rH-0KBgQk2E&t=4163s)

### Example 5
*Accent: US*
> "The guy's stupidly always going to pay, never prepays, the bank makes 109 dollars, but if the guy is much smarter"
- **Watch at 67:16**: [YouTube](https://www.youtube.com/watch?v=rH-0KBgQk2E&t=4036s)

### Example 6
*Accent: US*
> "So you get 70 percent as the maximum prepayments, and as interest rates get higher no one prepays except the 10 percent of guys."
- **Watch at 29:17**: [YouTube](https://www.youtube.com/watch?v=qbEsK92KpQI&t=1757s)


## How to Pronounce "prepays"

- **Syllables**: pre · pays
- **IPA**: `/prɛpæɪs/`
- **Listen for**: the stressed syllable in the clips above — notice how surrounding sounds blend in natural speech.

## Related Words

### Word Forms
[prepay](https://sayitvid.com/pronounce/prepay)

### Related Concepts
[forepay](https://sayitvid.com/pronounce/forepay)

## Related Pronunciations

[prays](https://sayitvid.com/pronounce/prays), [pre](https://sayitvid.com/pronounce/pre), [preabdomen](https://sayitvid.com/pronounce/preabdomen), [preabdominal](https://sayitvid.com/pronounce/preabdominal), [preablated](https://sayitvid.com/pronounce/preablated), [preablation](https://sayitvid.com/pronounce/preablation), [preabortal](https://sayitvid.com/pronounce/preabortal), [preabortion](https://sayitvid.com/pronounce/preabortion)

## Frequently Asked Questions

### How do you pronounce “prepays”?
“prepays” is pronounced /prɛpæɪs/ (pre · pays). Listen to the native-speaker clips above to hear it in real conversation.

### How many syllables are in “prepays”?
“prepays” has 2 syllables: pre · pays.

### What does “prepays” mean?
third-person singular simple present indicative of prepay

### How can I hear “prepays” used in real sentences?
This page has 6 real-world video examples of “prepays” with synchronized subtitles. Use Previous / Next (or ← / → keys) to hear each one at the exact moment it is spoken.


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